The Baltimore Maryland Agent: Maryland: Baltimore: Charles Village

Baltimore's North Calvert Green is Afforadable and Amazing

 

Baltimore’s North Calvert Green is affordable and amazing. Buy into Baltimore with limited funds for your down payment and closing costs at the North Calvert Green townhomes in Baltimore’s Old Goucher Historic District. Last weekend I was able to tour an available property during an open house.

 


                               North Calvert Green on Guilford Ave

 

North Calvert Green townhomes are located in midtown Baltimore primarily between Calvert St and Barclay St on the east-west access running from 22nd Street to 24th Street on the north-south access. This location is walking distance from Baltimore’s Amtrak Penn Station and Station North Arts District to the south and Charles Village to the north.

 

 

North Calvert Green Guilford Ave Baltimore backyard

 

Priced from $199,000 to $249,000, these homes have been positioned in the market with every possible financial incentive to make the dream of owning an investment worthy home a reality for buyers shopping with NSP2 Income Limits (which is the Federal Department of Housing Neighborhood Stabilization Program) You may be surprised to learn what qualifies as "limited income", I'm told a single household income of $71,000 would qualify.

 


                                    North Calvert Green Baltimore Bedroom

 

These homes have been beautifully renovated top to bottom; this photo shows new energy efficient windows and gleaming hardwood floors. The Baltimore City commission for historical and architectural preservation (CHAP) has given the North Calvert Green project a 10 year, 100% property tax credit on the increased value of these newly renovated homes due to eligibility improvements. This means that your property taxes will be minimized for the first 10 years of ownership, and this tax credit transfers to a new owner should you sell the house during this period.


Calvert Street Park Baltimore MD


What could be nicer than looking out of your windows onto a newly renovated park that serves as a cheery place to get some fresh air and sunshine? The Calvert Street park is a central feature of North Calvert Green.


North Calvert Green Baltimore Kitchen


I was able to chat with the senior project manager, the Prudential Homesale YWGC sales team, and some of the new residents who had already purchased homes and moved into the area. We gathered in this gleaming kitchen and discussed the numerous property features. The majority of the row homes have interior designs that feature three bedrooms and a den. The property I toured had three full bathrooms. These homes are built to last; energy efficient and energy star certified. Take a look at these top of the line washer and dryers that were installed in the master bedroom.


                               North Calvert Green Baltimore Washer Dryer


Baltimore's North Calvert Green is affordable and amazing. Their affordability partly relies upon would-be home-buyers collecting and stacking Baltimore Home Ownership Incentives, to read more about these incentives click here.


The sales team has provided two illustrations of how a North Calvert Green property purchased for $201,555 can qualify for an estimated montly payment of $785.66 (with a 20% downpayment using a conventional loan) or $1,115.62 (with a 3.5% down payment using an FHA loan). These estimates are provided courtesey of Mortgage Master, Inc. To arrive at those figures they applied the healthy neighborhoods closing cost assistance, buying in to Baltimore tour coupon, and vacants to value grant. 


Find the financing part of this project daunting? Leave the leg work up to your real estate agent. If you have not purchased a home before, you should know that in most cases you can be represented by your own real estate agent, a buyers agent,  at no additional cost to you.


Baltimore's North Calvert Green is affordable and amazing. These centrally located historic townhomes have been beautifully renovated without losing their historic charm. I'd be impressed with this project on this merrit alone. Combine that with a 10 year historic property tax credit and the availablity of numerous  grants and incentives and you have a real winner.


Want to see these homes first hand? Get in touch, I'll be glad to show you the way to homeownership. You can build equity in a beautiful home for a monthly rate that's probably cheaper than the sky high rent you are currently paying.




Rachel Rabinowitz

Broker / Owner Guerilla Realty  and

Vice President Tranzon Fox Auctions

443.841.5916 direct

rachel@go-guerilla.com / rrabinowitz@tranzon.com

 

 

 

Comment balloon 0 commentsRachel Rabinowitz • November 06 2012 06:31AM
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